Checking, Mortgage Loans, Home Equity, Car Loans & More - True North Federal Credit Union

Refinance Now. Start Paying Later.

Refinance your auto loan from another lender — keep the vehicle you're driving, drop your rate, and don't make a payment for up to 90 days.

Up to 90 days, no payment: For qualified borrowers.
$200 cash bonus: Deposited after your refinance is complete.
0.75% off our current auto rate: Based on your credit.
No refinance fee: Some lenders charge one, we don't.

Get Started Today

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Applications must be received by October 16, 2026 and loans must close by October 31, 2026. Offer applies to auto loans currently financed at another financial institution; existing True North auto loans do not qualify. Offer subject to credit approval. The 0.75% rate reduction applies to True North's current auto loan rate for which the borrower qualifies based on creditworthiness. First payment may be deferred up to 90 days from the origination date for qualified borrowers; interest accrues during the deferral period and the first payment may be interest only. $200 cash bonus deposited after the refinance is complete. Additional restrictions may apply.

Reggie's Round Up Ramp-Up: The Savings Challenge You Can't Fail

What is the Round-Up Ramp-Up savings challenge? The Round-Up Ramp-Up is a free 8-week savings challenge where you set up one small automatic-saving action each week.

Reggie's 8 Week Challenge!