*APR = Annual Percentage Rate. Summer Loan Special payment example: $16,000 loan with 60 payments of $309.32. Rates are subject to change at any time. Limited time offer, applications must be received by 7/15/2026, loan closed by 7/31/2026. Loans are subject to approval. Not eligible for refinance of debt already owed to True North. ^No payments for the first 60 days after the closing of the loan subject to credit worthiness. Interest will begin to accrue on the date the loan is funded. +“First tank of gas” refers to a $25 deposit to a True North account at the time of loan closing.