Consumer Loan Rates
| Term | Minimum Loan Amount | APR (as low as) |
|---|---|---|
| 12-48 months | No Minimum | 5.45% |
| 60 months | $10,000 | 5.45% |
| 72 months | $15,000 | 5.45% |
| 84 months | $25,000 | 5.65% |
| 96 months | $45,000 | 6.65% |
| 120 months | $75,000 | 7.15%1 |
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| Terms | Minimum Loan Amount | APR (as low as) |
|---|---|---|
| 84 months | No Minimum | 7.00% |
| 96 Months | $35,001 | 7.25% |
| 120 Months | $50,001 | 7.75% |
| 180 Months | $70,001 | 8.25%1 |
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| Terms | Minimum Loan Amount | APR (as low as) |
|---|---|---|
| 84 months | No Minimum | 7.65% |
| 96 Months | $35,001 | 7.90% |
| 120 Months | $50,001 | 8.90% |
| 180 Months | $70,001 | 9.40%1 |
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| Terms | Minimum Loan Amount | APR (as low as) |
|---|---|---|
| 60 Months | No Minimum | 6.25% |
| 72 Months | $16,001 | 6.50% |
| 96 Months | $35,001 | 6.75% |
| 120 Months | $50,001 | 7.25%1 |
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| Terms | APR1 | Credit Limit | |
|---|---|---|---|
| MasterCard | Revolving | 9.90% - 12.50% | up to $20,000 |
| Secured MasterCard | Revolving | 14.50% | $500min / $5000max |
| No Annual Fee, Cash Advance Fee or Balance Transfer Fee | |||
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| Terms | APR (as low as) |
|---|---|
| up to 60 months | 11.65%1 |
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| Terms | APR (as low as) |
|---|---|
| up to 60 months | 4.00%1 |
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| Terms | APR1 | Max Amount |
|---|---|---|
| Revolving | 18.00% | $500 -$3000 |
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| Terms | APR1 | Financing | Max Amount |
|---|---|---|---|
| Revolving | Variable, as low as Prime + 0 | Up to 85% | $250,000 maximum |
| Origination Fee is $250. Flood Report Fee is $14. Other costs will be passed through, estimated range from $450-$2650. | |||
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| Occupancy | Maximum Loan to Value | Maximum Loan Amount | Maximum Loan Term | APR (as low as) |
|---|---|---|---|---|
| Owner Occupied | 85% | $200,000 | 180 Months | 7.919% |
| Non Owner Occupied | 75% | $200,000 | 180 Months | 8.422%1 |
| Origination Fee 1%, minimum $250; Flood Search Fee $14. Other costs will be passed through, estimated range from $450-$2650. | ||||
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| Lot Type | Maximum Loan to Value | Maximum Loan Amount | Maximum Loan Term | APR (as low as) |
|---|---|---|---|---|
| Improved Lots | 75% | $200,000 | 180 months | 8.688% |
| Unimproved Lots | 70% | $125,000 | 120 months | 9.901%1 |
| Origination Fee 1%, Minimum $250. Other costs will be passed through, estimated range from $450-$2650. | ||||
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| Terms | APR1 | Max Amount |
|---|---|---|
| Varies | 3.00% above dividend rate | $100,000 |
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