Credit and Lending

While no one ever plans to miss a credit card (or other) payment, sometimes we find ourselves in challenging financial situations.

Have you wondered, what’s the difference between personal and debt consolidation loans? Well, we’ve got you covered.

While debt can certainly be a source of stress and conflict, addressing it together can set the stage for a more secure financial future.

Negotiating the price of a car can be intimidating, but it doesn't have to be.

"Would you like to purchase the extended warranty?" The best protection isn't always what's being sold to you - it's your own informed decision-making.

Buying a car is a complex process that requires due diligence and careful consideration.

A debt trap is a situation where repaying debt becomes an endless task.

What truly matters is not how you compare to others but how you progress towards your financial goals. 

Conventional wisdom suggests you save money for long-term goals like retirement and homeownership, short-term emergencies and that you spend what you have left wisely.

The goal of the credit score is to see how much of a risk you'd be to a lender. The higher your score, the safer bet you are. There are different methods of computing credit scores...