Printable Fee Schedule
| Name | Amount |
|---|---|
| Share Savings Dormant Account Monthly Fee - Accounts under $250 that are inactive for one year or more - waived for members under age 18. |
$10.00 |
| Money Market Inactivity Fee - Accounts with balances under $2500 after 12 months of inactivity | $5.00 |
| Share Draft Inactivity Fee - Accounts with no activity after 180 days. | $5.00 |
| True Options Checking Monthly Fee | $10.00 |
| Express Checking Monthly Fee | $0.00 |
| Express Checking Plus Monthly Fee - If balance falls below $500 | $5.00 |
| Account Verification | $10.00 |
| High Risk Account Monthly Fee - Applies to accounts associated with industries with heightened compliance burden per the Federal Government |
$50.00 |
| High Risk Account Initial Due Diligence - Applies to accounts associated with industries withheightened compliance burden per the Federal Government |
$200.00 |
| Transaction Fees | |
| Courtesy Pay overdraft - Per occurrence (limit 3 per day, waived for transactions under $5) | $30.001 |
| Check Cashing - Applies to members with only a share account with an average balance less than $100 | $5.00 |
| Foreign Item - Per item | $25.00 |
| Manual Posting Fee - Check - MICR Invalid or unreadable | $5.00 |
| Manual Posting Fee - ACH - Account number invalid | $5.00 |
| Insufficient Funds - Per attempted ACH or Share Draft presentment | $30.00 |
| Check Card Recurring Transaction NSF Fee | $30.00 |
| Returned Deposit - written by account owner - Per item | $25.00 |
| Stop Payment - Check or ACH, when processed by branch staff. | $18.00 |
| Third Party CU Draft Fee - Third party replaces member share draft with CU Draft | $5.00 |
| Stale Dated CU Draft Stop Payment | $18.00 |
| CU Draft Stop Payment - Only available if item is lost/stolen | $20.00 |
| Credit Union Draft - Waived with more than $5000 total funds on deposit or in loans | $3.00 |
| Starter Checks - Set of 8 preprinted checks | $5.00 |
| Phone Payment or Deposit - Check Card | $10.00 |
| Phone Loan Payment - Credit Card | 2.95% |
| Web or eBanking Loan payment - Check Card | $4.95 |
| Wire Transfer Fees | |
| Incoming Wire Fee | $10.00 |
| Outgoing Domestic Wire Transfer | $25.00 |
| Outgoing International Wire Transfer | $50.00 |
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| Amount | |
|---|---|
| Rush Delivery | $30.00 |
| Transaction video/film processing - for incorrectly disputed transactions | $50.00 |
| Replacement Fee for Lost or Stolen Card - More than once per 12 months | $5.00 |
| Our choice to waive a fee does not constitute a binding agreement to waive it in the future. We reserve the right to discontinue a fee temporarily without notice and may reinstate without notice | |
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| Name | Amount |
|---|---|
| Bad Address Fee - Per Month | $5.00 |
| Account Research - Per hour, one hour minimum | $20.00 |
| Document copies - 1 year old or less - Per item, may also be subject to research fee | $3.00 |
| Document copies - greater than 1 year - Per item, may also be subject to research fee | $5.00 |
| Legal Process - Levy, garnishment, court order | $75.00 |
| Funds Escheated to state | $25.00 |
| IRS Notice of Incorrect TIN | $50.00 |
| Special Mailing or Other Service | varies based upon cost |
| Phone Payment Fee - 3rd Party Payment or Deposit | $20.00 |
| Bill Pay Services | |
| Bill Pay Stop Payment - per item | $20.00 |
| Bill Pay Check Copies - per item | $10.00 |
| IRA Fees | |
| IRA Termination Fee - Closed within 6 months of opening | $50.00 |
| IRA payments prior to age 59.5 - Fee assessed per withdrawal if more than 3 per calendar year | $25.00 |
| IRA Transfer fee - Out of TNFCU to another institution | $25.00 |
| Our choice to waive a fee does not constitute a binding agreement to waive it in the future. We reserve the right to discontinue a fee temporarily without notice and may reinstate without notice | |
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| Amount | |
|---|---|
| Business Checking Monthly fee - If balance drops below $2500 | $10.00 |
| Check Deposits - Per Month, first 250 Free; 251+ fee per each | $0.08 |
| ACH Debits/Credits - Per Month, first 200 Free; 201+ fee per each | $0.05 |
| Cash Orders | .05% of total order |
| Coin Orders | .08% of total order |
| Loose Coin | 6% of total deposit |
| Fax Service - per page | $1.00 |
| Disposable Coin Bags - First 25 free; cost per bag | $1.00 |
| Disposable Deposit Bags - First 25 free; cost per 3 bags | $1.00 |
| Business Share Savings Dormant Account Monthly Fee - Accounts under $250 inactive for one year or more | $10.00 |
| Business Money Market Inactivity Monthly Fee - Accounts with balances under $2500 after 12 months of activity | $5.00 |
| Business Share Draft Inactivity Monthly Fee - Accounts with no activity after 180 days | $5.00 |
| Starter Checks - Per 8 preprinted checks | $5.00 |
| Our choice to waive a fee does not constitute a binding agreement to waive it in the future. We reserve the right to discontinue a fee temporarily without notice and may reinstate without notice | |
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| General Loan Fees1 | Amount |
|---|---|
| Loan Documentation - Pass through fee for securing and insuring loans | varies based on cost |
| Loan Payment Adjustment/Reversal - Member Error | $10.00 |
| Lien Release Fee - initial lien release is free | $15.00 |
| Skip Pay Fee - Per payment skipped | $30.00 |
| Late fee - see loan agreement | varies |
| DMV Special Handling Fee | $30.00 |
| Home Equity and Lot Loan Fees1 | |
| Title Search | $250 and up |
| Flood Search Fee | $14.00 |
| Recording Fee | $151.00 |
| Valuation Fees - depends on type and provider | $32 - $1200 |
| Credit Report | $20 |
| Our choice to waive a fee does not constitute a binding agreement to waive it in the future. We reserve the right to discontinue a fee temporarily without notice and may reinstate without notice | |
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